Let's learn about the Residential Buying Process!

• Know in advance what your payments will look like.
• Not waste your time considering homes you cannot afford.
• Get your credit score so the lender can determine your interest rate.
• Select the correct loan option.
• Get an offer accepted.
• Snapshot of what your loan terms & closing cost will look like.

• Provide your pre-approval letter to us.
• Have funds available for the earnest money.
• Visit local attractions & enjoy their amenities

• Call the listing agent
• Provide Comparable sales.
• Negotiate the best price for you.
• Collect your earnest money.
• Work through any Contingencies.

• We will negotiate on your behalf.
• Discuss how aggressive we need to be based on supply and demand.
• Discuss the offer with you.

• We will collect and deposit the earnest-money within 48 hours.
• You will submit your loan application.
• We will schedule property inspections.

• We will attend property inspections.
• If any repairs needed request them with the seller.
• We will confirm that your lender has all information needed.

• If any repairs needed to be done we will confirm that they have been completed.
• You will Secure Financing.
• We will Order/Complete Appraisal.
• We will review with you any HOA Documents if the property is part of an HOA.

• Together we will do a final walk through of the property to verify that any repairs requested were completed.
• You will arrange a cashiers check for closing.
• We will arrange signing of papers at closing.
• We will Remind you to change over all utilities!
• You will schedule the Move!

Remember, we will be here to guide you through it all! When any questions arise, make sure to contact us!